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HUD Median Income Limits for Oregon Compared to Poverty Income: 2011

The table below compares the 2011 federal poverty income guidelines with the U.S. Department of Housing and Urban Development's (HUD) 2010 family income limits.

HUD income limits, which are calculated for metropolitan areas and counties in Oregon as well as the state as a whole, establish eligibility for a variety of housing programs. The table thus shows the maximum income that families of various sizes can have and still qualify for various housing programs. It also shows how far below this level officially poor families are.

HUD considers families at 80 percent of the area median income level to be "low income" and families at 50 percent of the area median income level to be "very low income." In general, housing is considered affordable if it costs no more than 30 percent of a household's income.

For example, generally only families with incomes lower than 50 percent of the median local income level are eligible for Section 8 Housing Choice Vouchers, which assist low-income families with the cost of renting privately owned housing. (At least 75 percent of families receiving Section 8 assistance must have incomes below 30 percent of the area median.) To qualify for some public housing, affordable housing and homeownership assistance programs, families must have incomes below 80 percent of the area median.

HUD limits are based on median income figures, adjusted for family size and geographical variations in the cost of housing. Thus, they are not estimates of actual family incomes. Estimates of Oregon median family income are available from the U.S. Census Bureau.


2010 HUD Income Limits Compared to 2011 Federal Poverty Income Guidelines

Number in FamilyAnnual Poverty IncomeEstimated HUD Median Income LimitHUD Median as Percentage of Poverty IncomeHUD Low Income Limit (80% of median)Low Limit as Percentage of PovertyHUD Very Low Income Limit (50% of median)Very Low Limit as Percentage of Poverty
1$10,890$43,300398%$34,600318%$21,650199%
2$14,710$49,400336%$39,550269%$24,700168%
3$18,530$55,600300%$44,500240%$27,800150%
4$22,350$61,800277%$49,450221%$30,900138%
5$26,170$66,700255%$53,400204%$33,350127%
6$29,990$71,700239%$57,350191%$35,850120%
7$33,810$76,600227%$61,300181%$38,300113%
8$37,630$81,600217%$65,250173%$40,800108%
Over 8 add per child$3,820n/an/an/an/an/an/a
Source: Poverty data from Federal Register, vol. 76, no. 13, January 20, 2011, pp. 3637-3638. Estimated HUD median income limit computed using Dept. of Housing and Urban Development Income Limits for Oregon for federal fiscal year 2010, effective May 14, 2010.
 

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